About

THE PURPOSE OF THIS GUIDE
This Financial Services Guide (FSG) applies from 1st April 2017 and is designed to assist you in deciding whether to use any of our services and contains important information about:
• The services we offer you
• How we and our associates are paid
• Any potential conflicts of interest we may have
• What to do in the event of a complaint

RESPONSIBILITY FOR SERVICES PROVIDED
Empire Insurance Services P/L (ABN 14 064 465 309) holds an Australian Financial Services Licence (AFSL No. 232987) and are authorised to advise and deal in the full spectrum of general insurance products. We are responsible for the financial services provided to you, or through you to your family members, including the distribution of this FSG through our Corporate Authorised Representative, Cyber Data-Risk Managers Pty Ltd. Our contact details are shown below.

WHO DO WE ACT FOR?
We usually act on your behalf and in your interests in all matters. Sometimes, it may be more appropriate for us to access insurance or manage claims where we act as an agent of the insurer. If and when this situation arises we will explain and highlight this to you.

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