Personal Cyber Insurance
Personal Cyber Insurance is targeted at individuals and families who are at risk from cyber crime.The policy protects individuals and families against the ramifications of cyber crimes, including identity theft, fraud and online scams, cyber bullying, and financial theft.
Dependence on the internet, and the exponential growth of web-enabled devices and social media, has resulted in people being much more interconnected while using a wide range of smart devices like tablets, laptops and mobile phone. This has introduced new risks into homes.
Personal Cyber Insurance cover includes:
|Cyber extortion (ransomware)
Attacks or threatened attacks against your home IT infrastructure, coupled with demands for money to stop attacks.
The unauthorised access to and use of your identity because of a cyber event to your home IT.
Malicious or unauthorised home IT infrastructure access or malware that aims to gain control of systems
|Personal financial loss
Loss of funds due to cyber theft. Also includes charges or costs incurred by you due to sim-jacking or crypto-jacking
Electronic communication through your home IT that targets your child or teenage family member with the aim of tormenting, harassing, humiliating or otherwise targeting them
|Wage replacement benefit
Payment of lost wages as a result of taking unpaid leave in reponse to a cyber theft, sim-jacking, identity theft, cyberbullying or cyberstalking.
Malicious use of your home IT to stalk, abuse, control or frighten you.
|Repair to e-reputation costs
The removal or mitigation of internet publications that defame your reputation.
Let our Experienced Cyber Insurance Experts Help
For assistance or to learn how a Personal Cyber Insurance policy can help you be prepared for a network security situation or a data breach event call us on 03 8640 0962.
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